Ground water

9/13/2021 (Permalink)

Starting the process of extraction

This summer has been a wet one to say the least! Increasing rain fall has put homeowners in a tough spot. Basements that have been dry for 20 plus years are flooding leaving homeowners to deal with the aftermath. Unfortunately, this isn’t the worst part. Typically, NH insurance policies are not set up with added flood insurance needed to protect homeowners with ground water claims. These ground water claims are rarely covered by insurance and turn in “self-pay” meaning the homeowner is responsible for payment. Payment for mitigation isn’t where that stops. Any contents affected by the water damage the homeowner would be responsible for as well. So, when you are talking with your agent ask these questions make sure your policy covers these items. If it doesn’t, we recommend that you do not store any valuable items or electronics in your basement. Anything permanently stored should also be blocked up at least 4”. As always call SERVPRO of Manchester with any questions or concerns!